Files
app-store-optimization/skills/plaid-fintech/SKILL.md
sck_0 b5675d55ce feat: Add 57 skills from vibeship-spawner-skills
Ported 3 categories from Spawner Skills (Apache 2.0):
- AI Agents (21 skills): langfuse, langgraph, crewai, rag-engineer, etc.
- Integrations (25 skills): stripe, firebase, vercel, supabase, etc.
- Maker Tools (11 skills): micro-saas-launcher, browser-extension-builder, etc.

All skills converted from 4-file YAML to SKILL.md format.
Source: https://github.com/vibeforge1111/vibeship-spawner-skills
2026-01-19 12:18:43 +01:00

1.4 KiB

name, description, source
name description source
plaid-fintech Expert patterns for Plaid API integration including Link token flows, transactions sync, identity verification, Auth for ACH, balance checks, webhook handling, and fintech compliance best practices. Use when: plaid, bank account linking, bank connection, ach, account aggregation. vibeship-spawner-skills (Apache 2.0)

Plaid Fintech

Patterns

Create a link_token for Plaid Link, exchange public_token for access_token. Link tokens are short-lived, one-time use. Access tokens don't expire but may need updating when users change passwords.

Transactions Sync

Use /transactions/sync for incremental transaction updates. More efficient than /transactions/get. Handle webhooks for real-time updates instead of polling.

Item Error Handling and Update Mode

Handle ITEM_LOGIN_REQUIRED errors by putting users through Link update mode. Listen for PENDING_DISCONNECT webhook to proactively prompt users.

Anti-Patterns

Storing Access Tokens in Plain Text

Polling Instead of Webhooks

Ignoring Item Errors

⚠️ Sharp Edges

Issue Severity Solution
Issue critical See docs
Issue high See docs
Issue high See docs
Issue high See docs
Issue medium See docs
Issue medium See docs
Issue medium See docs
Issue medium See docs